The Department of Health and Human Services (HHS) issued a
press release last week pointing to several new rules proposed by the Obama
administration. These rules, three in total, are provisions of the Affordable
Care Act designed to make it illegal for insurance companies to discriminate
against people with pre-existing conditions.
The Administration proposed a rule that would allow
insurance companies to vary premiums based only on age, tobacco use, family
size, and geography. The companies would not be allowed to deny coverage or
impose higher premiums on individuals with pre-existing or chronic conditions,
and would not allow them to consider the individual’s gender, occupation,
employer size, or industry
.
A second rule proposed by the Administration outlined
policies and standards for coverage of essential health benefits, while giving
states more flexibility to implement the health law.
A third rule proposed implementing and expanding
employment-based wellness programs in an effort to promote wellness and control
health care spending.
For more information, please see the HHS press release here.
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