The Department of Health and Human Services (HHS) issued a press release last week pointing to several new rules proposed by the Obama administration. These rules, three in total, are provisions of the Affordable Care Act designed to make it illegal for insurance companies to discriminate against people with pre-existing conditions.
The Administration proposed a rule that would allow insurance companies to vary premiums based only on age, tobacco use, family size, and geography. The companies would not be allowed to deny coverage or impose higher premiums on individuals with pre-existing or chronic conditions, and would not allow them to consider the individual’s gender, occupation, employer size, or industry
A second rule proposed by the Administration outlined policies and standards for coverage of essential health benefits, while giving states more flexibility to implement the health law.
A third rule proposed implementing and expanding employment-based wellness programs in an effort to promote wellness and control health care spending.
For more information, please see the HHS press release here.